Of the many factors that determine mortgage rates, there are some you can tinker with even at the last minute while others need time to be modified. Here are some of the factors that you can still modify even at the last minute: The Size of the Loan An average-sized loan attracts lower rates than extra small or extra large loans. The extra small loans attract higher rates because the lenders want to maximize their earnings from such loans.
26 January 2018
If you are someone who is looking for a contractor to help you with an upcoming construction project, you could be hoping that you will get multiple bids from different contractors. When accepting bids, it can be a good idea to require the contractors who are involved to have bid bonds. This is because bid bonds can help prevent a lot of problems that people sometimes experience when accepting bids from contractors.
25 November 2017
Children that are raised in the same household by the same parents can turn out to have very different viewpoints. This includes lifestyle, family, money, and all other choices. If you and your siblings have turned out to be different people, this may not cause a problem until you have decisions that you must make together. When your parents are getting older, they may no longer be able to care for their own affairs.
6 October 2017
If you encountered the unexpected -- a big change in your tax refund amount (or balance due) -- when filing your taxes this year, you may be confused as to why. While some refund changes are obvious, understanding why your numbers changed this year can often be a little trickier to deduce. To help you sleuth out the reason, here are 5 common reasons your refund may have changed significantly.
23 February 2017
If a friend, significant other, or family member is arrested, they may come to you and ask you to co-sign on their bail. Many bail bonds companies require a co-signer, as it is a way to ensure they will get their money if the defendant runs off, doesn't pay their bail amount or doesn't show up for court. Deciding whether or not to co-sign for someone's bail is a big decision.
14 February 2017
Being denied for a personal loan does not help to alleviate a financial crisis. Unless you have friends or family willing to loan you the funds needed to get you through the crisis, you need to explore other options. For many people, a payday loan is the answer. To help you make the right decision about a payday loan you are considering, here are some tips to remember. Know the terms of the agreement.
3 January 2017
Helping your teen open a checking account is a great way to teach him or her how to handle money. However, it's a big step -- one that you want to make sure your teen is ready to take. So, before you go to the bank, learn more about checking accounts for teenagers. Are There Age Limitations? Many banks allow teenagers to have checking accounts as young as age 13. However, that doesn't mean that you should allow your teen to have a checking account that young.
20 April 2016
As a business owner, you want to make sure you are doing everything right when it comes time to file your tax return. Oftentimes, business owners don't take advantage of all the discounts and deductions that are available to them, leaving them having to pay far more in taxes than they should. With so many different deductions available, you want to make sure you aren't missing out. To help you maximize your savings, make sure you take advantage of the following discounts.
29 July 2015
If you're looking to invest in gold, then you have a few options. You can choose to own physical gold or you can purchase stock in companies that track gold. You can even purchase shares in gold mining stocks. Each one has its own positives and negatives. Bullion Many people view this as the purest form of gold investing. When you purchase gold bullion, you take physical possession of gold. A benefit is that you don't have to pay a holding fee or any expenses.
28 July 2015
If you own a small business and are searching for group health insurance for you and your employees, it can be overwhelming. There are a lot of plans available, and you may not be sure what you should be looking for. Here are some tips to help you settle on the right healthcare solutions for your company. Avoid Limited Services Think carefully before trying to save money by buying group health insurance plans that offer limited services.
18 June 2015