Financial planning on a budget can seem like an insurmountable challenge. If you don't have a big portfolio, how can you maximize your investments to provide a better return? Here are four ways that anyone can try. Use a Fee Only Adviser. Do you need a financial planner? This person helps you take charge of your overall financial strategy, setting and meeting goals, as well as making adjustments as necessary. But many financial advisers receive commissions for the financial products they sell to their customers.
5 December 2018
When your business needs to construct a new building, it will need to choose between one of several types of loans that are available. You'll need to weigh the pros and cons to determine which loan will be the best for your business. Construction Mortgage Loans and Term Loans A construction mortgage loan is structured so that a portion of the costs of the construction are paid by the lender and another portion of the loan is paid by you as a developer.
1 October 2018
When it comes to your retirement, the sooner you can start saving, the better off you are. People are living longer these days and things are just getting more expensive, which means that it will cost you more to get through your retirement than it might have cost your grandparents. So, it's important that you start thinking about your future ASAP. What are some things that you can do to help get yourself ready for retirement?
11 July 2018
Are you thinking about buying a house? Will you be a first-time homebuyer? Buying a house for the first time can be an exciting experience. Not only will you be able to paint and redecorate how you like, you'll usually also be saving money when compared to renting. But before you can even start to look at houses, there are things that you should do first. Failing to do these things could result in a more lengthy home-buying process.
26 March 2018
Of the many factors that determine mortgage rates, there are some you can tinker with even at the last minute while others need time to be modified. Here are some of the factors that you can still modify even at the last minute: The Size of the Loan An average-sized loan attracts lower rates than extra small or extra large loans. The extra small loans attract higher rates because the lenders want to maximize their earnings from such loans.
26 January 2018